Loan Eligibility Requirements
Eligibility varies by product and applicant profile. The checklist below explains what we typically review. Meeting the requirements does not guarantee approval.
Typical requirements
- Identity verification: valid ID and basic KYC details
- Contact details: phone number and email address you can access
- Income and affordability: evidence of income and existing obligations
- Purpose and amount: requested amount aligned with repayment capacity
- Credit/risk checks: where applicable, we may review credit history indicators
Documents we may request
- Government-issued identification
- Recent bank statements or payslips
- Proof of address
- Business documents (for business loans)
We only request documents needed to verify eligibility and prevent fraud. Do not send sensitive data through unsecured channels.
What affects APR and fees?
Representative APR and fees are shown on the Services page. Your final APR, repayment duration, and applicable charges are determined after underwriting
and may vary based on risk, income stability, product type, and verification outcome.